BECAUSE YOUR TRUST IS SO IMPORTANT
Your trust is the cornerstone of our relationship. That is why
we work so diligently to safeguard your privacy. The information
that you provide us is kept in the strictest of confidence. We have
no intentions of selling personal information about our customers
to third-party businesses. We are proud to make that commitment
to you, because your trust is the foundation of our business. The
following privacy policy explains how we use and protect the information
about our customers. We ask that you read it carefully.
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in this notice, means First Commerce
Community Bank. This is our privacy notice for our customers. When
we use the words “you” and “your” we mean
the following types of customers:
Our consumer customers who have a continuing relationship by purchasing
or
holding financial products or services such as a deposit account,
loan account, loan account, credit card account, and safe deposit
box
We will tell you the sources of the information we collect about
you. We will tell you what
measures we take to secure that information. We first define some
terms.
Nonpublic personal information means information about you that
we collect in
connection with providing a financial product or service to you.
Nonpublic personal information does not include information that
is available from public sources, such as
telephone directories or government records. Hereafter, we will
use the term “information” to mean nonpublic personal
information as defined in this section.
An affiliate is a company we own or control, a company that owns
or controls us, or a
company that is owned or controlled by the same company that owns
or controls us. Ownership does not mean complete ownership, but
means owning enough to have control.
A nonaffiliated third party is a person we do not employ or a company
that is not an
affiliate of ours. This is also known as nonaffiliated third party,
or simply, an “other party.”
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
Information you give us on applications or other forms
Information about your transactions with us
Information about your transactions with other parties
Information from a consumer reporting agency
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to anyone, except as
permitted by law.
This might include disclosures necessary to service your account,
perform joint marketing or prevent unauthorized transactions.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who
need to know that information to provide products or services to
you. We maintain physical, electronic, and
procedural safeguards to protect this information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as
permitted by law.
